Personal Insurance

LIFE / TERMINAL ILLNESS   FUNERAL BENEFIT /AND LIFE INCOME COVER

Providing your family with a financial cushion and maintain their lifestyle if you’re no longer there.

Life & Terminal Illness

Protecting your family’s future. Provide a tax-free lump sum to clear the mortgage and secure your whānau’s financial stability. This also includes an early payout if you are diagnosed with a terminal illness, allowing you to focus on what matters most.

Life Income Cover

Replacing your paycheque. While a lump sum clears debt, Life Income Cover provides a regular monthly payment to your family. It’s designed to cover the day-to-day costs—like groceries and bills—ensuring your household’s standard of living continues.

Accidental Death Cover

Accidental Death Cover pays a lump sum to your family if an accident results in your passing, easing financial pressure when they need support the most. It’s also a helpful option for those who can’t access other types of cover because of medical conditions, ensuring loved ones still have a safety .

Funeral Benefit

Immediate support when it’s needed. Take the financial pressure off your loved ones during a difficult time. This benefit provides an immediate cash advance (usually within 48 hours) to cover funeral costs while the wider life insurance claim is being processed.