Protecting what matters most to Kiwis, since 2016.
About Us
Personalised insurance advice — and guidance on key financial decisions like mortgage solutions — to keep your lifestyle on track when life takes an unexpected turn.
Your Trusted Local Experts.
- Our History
- Our Mission
- Our Values
Julie entered the financial advisory profession in 2014, laying the foundation for a practice defined by ethical, client‑centred advice.
In 2016, Julie and her Husband Vinu Jacob Mani founded VJ Associates Ltd ,shaping a brand committed to delivering high‑calibre personal risk insurance and informed guidance on mortgage‑related decisions for New Zealanders.
In 2016, Julie and her Husband Vinu Jacob Mani founded VJ Associates Ltd ,shaping a brand committed to delivering high‑calibre personal risk insurance and informed guidance on mortgage‑related decisions for New Zealanders.
Our mission is simple: to reduce your stress, save you time, and ensure your cover evolves as your life does.
Whether it’s securing Life Insurance to look after your whānau, or setting up Trauma and Income Protection so a health scare doesn’t become a financial one, we’ve got you covered.
From your first major financial decisions — including guidance on mortgage solutions — to the protection you rely on through every stage of life, we ensure your TPD and health covers evolve with you for the long
Whether it’s securing Life Insurance to look after your whānau, or setting up Trauma and Income Protection so a health scare doesn’t become a financial one, we’ve got you covered.
From your first major financial decisions — including guidance on mortgage solutions — to the protection you rely on through every stage of life, we ensure your TPD and health covers evolve with you for the long
