Income Protection Cover
While ACC covers you for accidents, it won’t help if you’re sidelined by illness—which causes nearly 80% of long-term work absences in New Zealand. Income Protection fills this gap by paying up to 75% of your gross salary if you’re unable to work due to sickness, injury, or even mental health challenges. Whether you’re self-employed or on salary, this monthly benefit ensures you can keep meeting your mortgage and lifestyle commitments while you focus on recovery, rather than your bank balance