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Accidental / Specific Injury Cover 

Accidental / Specific Injury Cover from leading providers like AIA and Chubb Life pays a tax-free lump sum if you suffer a defined injury, such as a fracture, dislocation, or major burn.

Because these benefits pay out on top of ACC, they provide the extra cash needed to cover medical gaps, private rehab, or daily expenses while you heal. It’s an affordable way to ensure a sudden injury doesn’t knock your finances off track.