Personal Insurance

LIFE / TERMINAL ILLNESS   FUNERAL BENEFIT /AND LIFE INCOME COVER

Providing your family with a financial cushion so they can stay in the family home and maintain their lifestyle if you’re no longer there.

Life & Terminal Illness

Protecting your family’s future. Provide a tax-free lump sum to clear the mortgage and secure your whānau’s financial stability. This also includes an early payout if you are diagnosed with a terminal illness, allowing you to focus on what matters most.

Life Income Cover

Replacing your paycheque. While a lump sum clears debt, Life Income Cover provides a regular monthly payment to your family. It’s designed to cover the day-to-day costs—like groceries and bills—ensuring your household’s standard of living continues.

Funeral Benefit

Immediate support when it’s needed. Take the financial pressure off your loved ones during a difficult time. This benefit provides an immediate cash advance (usually within 48 hours) to cover funeral costs while the wider life insurance claim is being processed.